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            Description 
               
              Irish Life and Permanent, a leading Irish financial
              organisation license Xiscan to audit and control modem
              access.  
               
              The Irish Life & Permanent group was created out of
              the merger of Irish Life plc and Irish Permanent plc in
              April 1999. The merger brought together the largest life
              assurer and the largest mortgage lender in the Irish
              market with both companies having market shares in excess
              of 20% in their respective markets.  
               
              The principal products of the group are life and pensions,
              savings, investments, residential mortgages and auto
              finance. The group operates a multi-channel distribution
              strategy across this product range through its branch
              network, direct salesforce, agencies, independent
              intermediaries and direct access.  
               
              The group also has businesses in the USA and UK. The US
              business comprises three life companies offering a range
              of traditional life, interest sensitive, variable and
              final expense products. In the UK the group has a closed
              book of life business, which is in run-off, and a niche
              centralised mortgage lending operation.  
               
              More information:  
              Irish Life and Permanent see http://www.irishlifepermanent.ie
               
              Xiscan and its services: http://www.xiscan.com
               
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